Free calculators & shows — plus paid courses to get out of debt

The calculators your
bank doesn't want
you to use.

Free financial calculators and shows for everyone — plus paid, step-by-step courses (each with its own guide, tracker & calculator) when you're ready to get out of debt for good.

Get Out of Debt Courses → Open the Calculators Watch the Shows
Website Financial Calculators and Shows / Guides On This Site
Free Tools

Know the number before
you make the move.

Every calculator runs entirely in your browser. No data sent. No email required. No upsell waiting at the end.

Debt Snowball
Pay smallest balances first. Builds momentum as each debt disappears.
Debt Avalanche
Attack highest-interest debt first. Mathematically optimal payoff.
Credit Card Payoff
See how minimum payments stretch your payoff by years.
Mortgage Calculator
True cost of a home — principal, interest, PMI, taxes, insurance.
Auto Loan
Compare financing options before you step on the lot.
Interest Calculator
Simple vs. compound. Watch what time does to money.
Points & Miles Value
Is your card's rewards rate actually worth the annual fee?
Paid Courses · Get Out of Debt

Ran the numbers? Here's the plan to
actually pay it off.

The free calculators above show you the math. These paid, step-by-step courses walk you through doing it — and each one comes with its own guide, tracker, and calculator. Credit cards, balance transfers, car loans, mortgages, and more.

The Complete Debt-Freedom Bundle — 5 guides + every tool
Kill Your Credit Card Debt — guide + calculator Balance Transfer course Crush Your Car Loan course Can't Make the Minimum course Mortgage payoff course Tracker Pack
Get Out of Debt Courses →
Guides + calculators · stan.store/hackfinances
The Shows

Watch it worked out live.

Not theory. Actual numbers, real decisions, explained the way a knowledgeable friend would explain it.

Hack Your Finances
Personal finance & credit cards

Credit cards worth carrying, debt strategies that actually work, and the numbers behind every "deal" your bank is offering you. No fluff, no upsell.

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Hack Your Crypto
Crypto & digital assets

Exchanges, IRAs, copy trading, and how to think about crypto without getting caught in hype cycles. Calm coverage for people who want to actually understand the space.

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Recent videos
Debt Avalanche vs. Snowball: We Ran the Numbers
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Guides & Reviews

Read the playbook.

In-depth guides on the decisions that move the needle — written by someone who's actually done the math.

Debt Payoff
How to Pay Off $23,000 in Credit Card Debt Without Earning More Money
Strategy
Balance Transfer: The Step-by-Step Playbook for Moving High-Interest Debt
Card Reviews
Costco Anywhere Visa: Is 2% Cashback Actually the Best You Can Do?
Investing
6 High-Dividend ETFs That Hold Up When You Actually Run the Numbers
Crypto
3 Ways to Buy Bitcoin Right Now — Ranked by Cost and Simplicity
Card Reviews
Fidelity 2% Cash Back: The Best No-Fee Card Most People Overlook
💳 Get out of debt faster — guides + calculators in one place. Get Out of Debt Courses →