Hack Your Finances · Avalanche vs. Snowball

Avalanche vs. Snowball

Enter your debts once. See both methods run side by side on your real numbers — highest interest rate first against smallest balance first — and exactly what choosing one over the other costs you in interest and in months.

🔒 Saved on this device only. Nothing is uploaded and nothing leaves your browser. We never ask for your card number — just balances and rates.

Your Debts

List every card and loan. Both methods are run on this exact same list — the only thing that changes is the order you attack them in.

Nickname
Balance
APR %
Min / mo
Add at least one debt, then compare the two methods.