10 minGive Up These Expenses Until Your Credit Cards Are Paid Off
Brian shows how temporarily cutting lunches out, coffee runs, delivery and subscriptions can free up the extra $250 a month that turns a 13-year payoff into three.
8 minWhat Credit Card Debt Really Costs You (And How Paying Extra Saves Thousands)
Brian runs real numbers on a $12,000 card at 24% to show how much interest minimum payments cost you — and how a little extra each month saves years and thousands.
6 minStop Making Minimum Payments on Credit Cards: Why Paying Extra Actually Saves You Money
Brian breaks down why paying more than the minimum on a credit card cuts your interest, not just your payoff date — with simple $8,000 math anyone can follow.
4 minDebt Snowball vs. Debt Avalanche: Which One Pays Off Debt Faster?
Brian breaks down the debt snowball and the debt avalanche — how they're the same, how they differ, and which one usually saves you more money.
5 minThe 15-Year Mortgage Mistake That Wrecked My Monthly Budget
Brian refinanced into a 15-year mortgage to pay his house off faster — and explains why keeping the 30-year and paying extra would have been the smarter move.
12 minAvalanche vs. Snowball: Which Debt Payoff Method Actually Wins?
Brian runs the avalanche and snowball methods side by side in a calculator on the same three debts, then shows what extra monthly money and one-time payments do to your interest and payoff date.
11 minHow to Do a 0% Balance Transfer and Pay Zero Interest on Credit Card Debt
Brian runs $6,000 at 24% APR through a balance transfer calculator to show whether a 0% intro card is worth the 3% fee — and what payment you need to pay zero interest.
15 minHow to Pay Off $10,000 in Credit Card Debt Faster and Save $6,000
I run $10,000 at 24% APR through a payoff calculator to show what minimums really cost — and four ways to finish years sooner and save thousands.
9 minHow to Make a Debt Payoff Plan When Debt Feels Impossible
Brian shares how listing every debt and running the numbers in a calculator turned an overwhelming pile of debt into a plan with a finish date.
8 minHow to Use a Car Refinance to Pay Off Credit Card Debt (25% to 9%)
Brian walks through how he refinanced his car for more than he owed, used the cash-out to wipe out a 25% credit card, and moved that debt to 9%.
4 minHow to Pay Off Debt Faster With a Free Debt Payoff Calculator
Brian walks through the free debt reduction calculator and shows how adding $250 a month to a $60,000 loan at 18% saves about $50,000 in interest and 70 months.
8 minDebt Snowball vs. Avalanche: Which Debt Payoff Method Saves More Money?
Brian runs the same three debts through the snowball and avalanche calculators to show which method actually saves more money once you add extra payment.
10 minHow to Pay Off Credit Card Debt Fast Using Your Cash Back Rewards
Brian shows how cash back rewards and a few trimmed bills can cut years and thousands of dollars of interest off a $10,000 credit card balance.
5 minHow to Pay Off Credit Card Debt Fast With a Free Payoff Calculator
Brian walks through the free credit card payoff calculator and shows what a $12,000 balance at 25% really costs — and how an extra $200 a month changes everything.
9 minCash vs. Assets: Two Years of Real Returns (2024 and 2025)
Brian tracks two full years of cash vs. assets — savings, CDs and T-bills against gold, silver, Bitcoin, Ethereum, the Dow and the S&P 500 — and shows what $10,000 would have become.
17 minHow to Buy Crypto in an IRA and Let Gains Compound Tax-Free
Brian walks through how a self-directed IRA lets crypto gains compound without capital gains tax along the way, with a live look at the iTrustCapital interface.
16 minHow to Pay Off Student Loans Faster (Read Your Statement, Then Run the Numbers)
Brian shows how to read your student loan statement, check whether your minimum payment will ever pay the loan off, and run the numbers on paying it down faster.
10 minWhy the Wealthy Own Assets While the Dollar Loses Value (Real Numbers)
Brian compares one year of returns on savings, CDs, treasuries, gold, silver, Bitcoin, Ethereum and the stock market to show why the wealthy hold assets instead of dollars.
26 minUpside Down Car Loan? How to Pay Off Your Car Loan Faster
Brian breaks down how car loan payments really work and walks through four free calculators that show how to pay your car off faster — or close the gap if you're upside down.
10 minLayoffs, Inflation, and Your Debt: How to Protect and Grow Your Money
Brian's Friday update on layoffs, inflation, and what a year of holding cash versus assets actually returned.
12 minCash vs. Assets in 2024: What $10,000 Actually Earned (and My 2025 Plan)
A full year of "The Dollar Is Dead" wrapped into one spreadsheet: $10,000 in cash vs. $10,000 spread across gold, silver, Bitcoin, Ethereum, the Dow and the S&P 500 in 2024.
14 minHow to Use the Debt Avalanche Method With a 0% Interest Credit Card
Brian answers a viewer question: how to run the avalanche method when two of your credit cards are at 0% for the next 12 months.
9 minWhy the Dollar Loses Value While Assets Go Up (And What to Do About It)
Brian shows why the dollar's purchasing power keeps falling while assets climb — and why your emergency fund still comes first.
14 minWhy Your Dollars Lose Value While Assets Go Up (And What to Do About It)
Brian shows why the dollar keeps losing purchasing power while stocks, gold and crypto climb — and what that means for your cash, your debt and the warning signs he's watching.
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